Can I Depend on My Dental Insurance to Cover a Root Canal?

When oral bacteria have progressed to the point where a filling won’t suffice to restore your tooth, you may need root canal therapy. While the procedure can put an end to any tooth pain you may be experiencing and restore your full functionality, you need to know whether you can count on your dental insurance to cover it. Continue reading, as a local dentist provides the expert insight you need.

Root Canal Therapy Explained

If bacteria are allowed to penetrate beyond the enamel and dentin, then a simple filling won’t suffice to restore your tooth. A root canal, instead, provides a way to get to the decay that has entered the sensitive parts of the tooth where the canals and nerves are located so that your oral health can be restored to normal.

The procedure is conducted in steps, which starts with X-Ray images being taken to pinpoint where the decay is. Your dentist will then numb the treatment site to ensure you have a painless experience. He or she will make an incision into the tooth to gain access to the decayed tissue, remove it and thoroughly clean the area.

After filling the space with a special compound called gutta-percha, the dentist will seal the tooth. Next, bite impressions will be taken and sent to an in-network lab that will fabricate an all-ceramic replacement crown. When the restoration is ready, you’ll visit a second time to have your tooth fully restored.

Because of the multiple components of the root canal process, your dentist will itemize each step to arrive at a final cost.

Does Dental Insurance Cover a Root Canal?

There are three basic qualifications for dental insurance coverage: preventive, basic and major. A root canal will usually be classified as basic care. Here are some details you need to be aware of:

• For most plans, up to 80% of the cost of basic care procedures can be covered.
• Before your dental insurance kicks in, you’re responsible for paying the deductible, which is typically around $50 for most dental plans.
• Some dentists offer an in-house dental financing program for patients who don’t have dental insurance.

Protecting Your Investment

When you undergo root canal therapy, it’s not just a way to put an end to your tooth pain; you’re also making a long-term investment into your dental wellness. To protect yourself, it’s important that you maintain excellent oral hygiene, which should include brushing and flossing at least two times a day and visiting your dentist every six months for preventive care. By taking this approach, your teeth can remain healthy and strong well into the future.

About the Author

Dr. Patrick Crowley earned his dental degree from the University of Oklahoma College of Dentistry. He knows that oral health hiccups can happen, which is why he provides restorative care in a judgment-free and calming manner at Bluff Creek Dental. Dr. Crowley can be reached for more information through his website.